29830 Lofton Avenue, Chisago City, MN

29830 Lofton Avenue, Chisago City, MN

For Sale

$ Click for current price
3 BEDROOMS | 1 (1 full ) BATHROOMS | 1189 SQUARE FEET

Comfortable home in a great area! Huge, almost .5 acre lot. Sliding doors from kitchen to deck overlooking private yard. 3 bedrooms on main level, 3 stall garage for the cold winter nights. Unfinished lower level for future growth. Very convenient location.

 

Vacation question: Fly, drive or take a train for traveling the USA?

Vacation question, fly, drive or take a train for traveling the USA?

How many times has this question come up over the years?  For some it may not have because they automatically do what they have done for years, fly or drive.

We use to fly and then when we had children that were of the age of a full price airline ticket that ended.  A couple can drop $1500+ in a big hurry by flying during the times everyone else wants to.  However, what is your time worth is the most frequent response.

For example, according to Mapquest, a trip from St. Paul, MN to Miami Beach for spring break would take 28hrs. and 48min. to drive barring any traffic issues.  Even hard core drivers are looking at a trip with about 2 days of driving.  Keep in mind that for every 12 hrs of driving you can add in about 2 hrs of stop time for food, bathrooms, gas, break, etc.  A 14 hr actual driving day will mean about 16.5 hrs on the road with stops. Ouch!  Round trip means about 4 days of driving time that could have been spent at the beach working on the tan.

Now let’s look at that drive a little closer.  Two nights on the road on the way down means about $250 in hotels and another $100 in food for two adults.  Some hotels like Drury Inn offer free dinner the night you arrive and breakfast the morning you leave- Bonus!  We score some savings but let’s keep it at $350 for room and board for one way.  How about gas?  Again according to Mapquest our trip down will take an estimated $115 in fuel.  This means in total we are looking at about $500 including incidentals.

Now the real positive of driving is seeing this great country, stopping at wonderful local food stops along the way and conversing with the one you are with.  We have favorite stops from coast to coast from our driving trips.  For example, Mallard’s Family Restaurant, Nashville, TN, Choo Choo BBQ in Chickamauga, GA, PC Fishhouse, Port Charlotte, FL, Folks Kitchen, Marietta, GA, Winchester Steakhouse, Buffalo, WY, Seven Seas Bar and Grill, Mandan, ND, etc.  This makes me very hungry and ready for a road trip.  You can’t see the land from an airplane.

Now an different way or if you will, a combination trip is to take a train.  Nothing like the romance of the old Empire Builder or the North Coast Hiawatha and railroads called Great Northern, Burlington Route, Katy Line, Northern Pacific, etc., traveling clickety clack through towns, cities and open country.  If you travel to Washington for example you will travel through two major mountain ranges, the Cascades and the Rockies.  Nothing like waking up in your private room and seeing the splendor of snow capped mountains and clear blue skies.

Travel East and you will travel through the smoky blue mountains of the Appalachians.  Amazing to see parts of the country that you don’t see in a car or plane.  Some of my most restful travel has been in a train.  “Look Mom, no hands!” That’s right no driving, let the Amtrak engineer take care of all that.  The train is like a restaurant/motel/sightseeing tour on tracks.  Price will fit somewhere between car and air travel but train travel really encompasses good parts of both.  The trains travel through the night so you will make better time than driving.  However, on off points are more restrictive than cars and maybe even airplanes.  Fun way to travel.

Which ever way you take make sure you stop for a minute and enjoy the surroundings and enjoy the company who is with you.

29830 Lofton Avenue, Chisago City, MN – Just Listed

29830 Lofton Avenue, Chisago City, MN

Just Listed

$ Click for current price
3 BEDROOMS | 1 (1 full ) BATHROOMS | 1189 SQUARE FEET

Comfortable home in a great area! Huge, almost .5 acre lot. Sliding doors from kitchen to deck overlooking private yard. 3 bedrooms on main level, 3 stall garage for the cold winter nights. Unfinished lower level for future growth. Very convenient location.

 

6461 258th Street, Wyoming, MN

6461 258th Street, Wyoming, MN

Price Reduced

$ Click for current price
3 BEDROOMS | 1 (1 full ) BATHROOMS | 1739 SQUARE FEET

Great area and neighborhood! Clean, comfortable home with huge and lovely yard. Sliding doors to large deck that overlooks backyard and the gorgeous landscaping. 3 bedrooms, family room and large garage. Near parks, schools, shopping, bike trail. Move in ready!

 

7940 Ryan Lake Drive NE, Stacy, MN

7940 Ryan Lake Drive NE, Stacy, MN

For Sale

$ Click for current price
3 BEDROOMS | 1 (1 full ) BATHROOMS | 2236 SQUARE FEET

Amazing property and views of Ryan Lake. Home needs some work and updating. Large home with huge potential. Absolutely won’t last long. Two large pole barns on the property as well. Private setting + lovely sunsets over the lake.

 

Equifax has lost our credit information!

equifax-breach-data-identify-theft
In the St. Paul Pioneer Press, the 9/10/17 issue, there were two articles, one by Ken Sweet, Associated Press and one by AnnaMarie Andriotis and Aaron Lucchetti, Dow Jones Newsletter.  The articles outline how Equifax was hacked and 140 million Americans had their credit information exposed!
In case you don’t know, Equifax is one the three biggest and most used credit reporting companies in the USA.  This is a huge concern for all of us.  What was potentially exposed are social security numbers, DOB, addresses, etc.  Yes, everything needed to take someones identity and wipe savings, checking, retirement accounts, etc.
These articles are well worth your attention and can be read at the Pioneer Press website, .  Or, check them out at NBC News or at Fox News.
In the short term,  the article advised taking advantage of your free annual credit report at Free Annual Credit Report.  Also, you can go to Equifax Security to check with Equifax if your information may have been stolen.  You can also call them at 866-447-7559.
Both articles let people know that they need to be proactive and not wait to find out if you were one of the unlucky ones.
This was a bad breach that Equifax sat on for over a month.  Take it seriously and check your accounts!
To top off the massive scam, three top executives of Equifax sold $1.8 million of their Equifax stock just days before the company went public with the breach. Check out the article at Market Watch or this article at Tech Crunch.
Needless to say the Security and Exchange Commission and the Senate are looking into hearings involving insider trading against the 3 executives and Equifax.  This is possibly the single worst incident of this kind in the history of the USA.  At least from the standpoint of how sensitive the information is, this is the worst ever.
Here is another article of interest from the Washington Post.
Equifax gettyimages-172864882

6461 258th Street, Wyoming, MN – Just Listed

6461 258th Street, Wyoming, MN

Just Listed

$ Click for current price
4 BEDROOMS | 1 (1 full ) BATHROOMS | 1739 SQUARE FEET

Great area and neighborhood! Clean, comfortable home with huge and lovely yard. Sliding doors to large deck that overlooks backyard and the gorgeous landscaping. 3 bedrooms, family room and large garage. Near parks, schools, shopping, bike trail. Move in ready!

 

7940 Ryan Lake Drive NE, Stacy, MN – Just Listed

7940 Ryan Lake Drive NE, Stacy, MN

Just Listed

$ Click for current price
3 BEDROOMS | 1 (1 full ) BATHROOMS | 2236 SQUARE FEET

Amazing property and views of Ryan Lake. Home needs some work and updating. Large home with huge potential. Absolutely won’t last long. Two large pole barns on the property as well. Private setting + lovely sunsets over the lake.

 

13040 9th Avenue S, Zimmerman, MN

13040 9th Avenue S, Zimmerman, MN

For Sale

$ Click for current price
3 BEDROOMS | 2 (2 full ) BATHROOMS | 2240 SQUARE FEET

Lovely move-in ready home located in a wonderful area. Minutes to Sand Dunes State Park & walk to schools! Great open spaces & cathedral ceiling. Main level has new 3/8″ hand-scraped engineered maple floors throughout, & upgraded 5″ trim. S/S appliances in kitchen. Sliding door accesses lg. cedar deck overlooking huge yard. Amazing family room with large screen & surround sound for movie night, has walk-out to the beautiful yard as well. This home will not last long, so don’t miss out!

 

13040 9th Avenue S, Zimmerman, MN – Just Listed

13040 9th Avenue S, Zimmerman, MN

Just Listed

$ Click for current price
3 BEDROOMS | 2 (2 full ) BATHROOMS | 2240 SQUARE FEET

Lovely move-in ready home located in a wonderful area. Minutes to Sand Dunes State Park & walk to schools! Great open spaces & cathedral ceiling. Main level has new 3/8″ hand-scraped engineered maple floors throughout, & upgraded 5″ trim. S/S appliances in kitchen. Sliding door accesses lg. cedar deck overlooking huge yard. Amazing family room with large screen & surround sound for movie night, has walk-out to the beautiful yard as well. This home will not last long, so don’t miss out!