The 2018 Fall in Minnesota has been a bit different from a normal fall. According to the Minnesota Department of Natural Resources we have had the coldest waterfowl season on average since they started tracking 50+ years ago.
I like to follow the waterfowl migration each year and have found that this year we are 2-3 weeks ahead of a normal year migration. Meaning the peak of waterfowl came through Minnesota 2-3 weeks earlier than normal. Here is a prime example from the MN DNR report posted on October 25, 2018: Rice Lake, NWR near McGregor had 732,000 ducks on the lake in 2017 for this date and 5600 ducks this year. Huge difference! We are seeing the migration sample throughout the state with similar results except in the southern part of the state.
The hopeful person that I am, I decided to check the Ducks Unlimited migration report for October 18 and found statements from their reporters of, “season is over and the ducks are gone for this year. We have freeze up.” Throughout Canada the provinces had early freeze outs of all but the largest lakes sending migrating waterfowl south. Seems they passed right through Minnesota as we did not have good weather either.
Now the bright spot! The new DU reports out of the Canadian Provinces are that there were still lots of ducks and geese that are now moving into the area. The doom and gloom from the early reports seem to be changing. Most reports did say that season ending freeze up was emanate however up there in the next week or two.
As we traveled through from Forest Lake to Middle River, Minnesota and back, we saw a lot of swans which typically bring up the rear for the waterfowl migration each year along with goldeneye, mergansers, and bufflehead ducks. We saw plenty of goldeneyes and mergansers but no bufflehead.
Very strange fall in Minnesota as now the new reports in Canada are saying they are seeing large flocks of mallards and scaup. Both are hardy and not early migrants but unexpected after the reports of early freeze up in Canada. Who knows this year maybe the wood ducks and blue wing teal didn’t actually leave in September and early October like normal. At this point what is normal?
Strange fall in Minnesota! Anyway get out and enjoy our wonderful fall season and watch for the migrating waterfowl. They can be spectacular to see if you time it right.
One fact that most don’t seem to know is that coot migrate at night. Have you ever seen a flock of coot (coot are not ducks but are related to grouse) migrating? I know I haven’t and the information I read stated that they migrate at night. I guess they don’t like how they look flying so they go when know one can see them. They are so vain!
So you are thinking of buying a home together, Cohabitation. Everybody believes it will be sweet bliss after they move in together. However, is that reality and what are the “what ifs” in Cohabitation?
While being married affords certain well defined legal avenues for the “what ifs” cohabitation does not. Basically in Minnesota when a couple is married the home in question whether purchased before marriage or while married is by MN law a 50/50 ownership. There are legal docs or actions that can alter that, for example. prenuptial agreement. Far and away the most common situation for a married couple is 50/50.
However, with cohabitation there really is not a well defined path on splitting the property. This is where a Cohabitation Agreement comes in.
I know, this can’t happen to you and your partner right? You trust each other and there are no foreseeable problems. Let me ask this, how many couples do you know that cohabited either broke up or never married? Doesn’t have to be a break up, it could be the death of a partner.
The problems become who owns what? How much are they entitled to? Do the children of one of the partners have an ownership interest? What portion of the unpaid bills is paid by whom? These are just few of the questions. Again, a Cohabitation Agreement drawn up can significantly reduce the issues if there is a “what if”.
In a recent class we were told about a lawsuit for a cohabitation couple. They bought a home together with one of them doing the financing only, the other putting down 60% of the down payment. One had money and the other had the credit. They split the bills and paid them from a joint account that both would put their paychecks into. They ended up in a huge nasty break up with both sides wanting money. Who gets what? Who is the owner? Is there ownership in the home because of paying bills to keep the home maintained and liquid? This became a two year litigation that was settled out of court and according the attorney sharing this story the attorneys made the most money.
One trend has been retirees moving in together to save on taxes and share the cost of one home instead of two. When one of them passes this is where heirs come in and want an ownership position for their parent’s cohabitation home. Do they deserve one? How much? Does the living partner have to sell to pay off the heirs? People moving in together need to figure this out on paper before buying a home. A Cohabitation Agreement is what should be looked at to protect both parties.
Ask your real estate agent for a referral to a good attorney who can draw up your Cohabitation Agreement. The attorney may recommend a Prenuptial Agreement instead depending on the situation. Either way seek professional help.
If you need help please contact us at www.Lindholm-Group.com.